Business Loans

Empower your business growth with tailored financing solutions.

Small Business Administration

Unlock your small business potential with SBA loans.

Commercial Real Estate

First Federal Savings Bank offers a variety of Commercial Real Estate loan options to meet the needs of your business. Our Commercial Loan Officers will work with you to design a loan that provides the best financing options for you.

We provide funding to:

  • Purchase, refinance or renovate investment or owner-occupied commercial property and buildings
  • Acquire land and build a new investment or owner-occupied commercial building
  • Finance general business needs with a loan collateralized by commercial real estate
  • Finance commercial and residential land development projects

Equipment Financing

We offer equipment financing packages, usually based on a 3-5 year payback timeline (with monthly principal and interest payments). Equipment financing includes business vehicles, computers, electronic technology, tools, or other fixed assets.

FEATURES

  • Flexible terms with competitive interest rates
  • Fixed monthly payments to help you manage your budget
  • Cover long-term expenditures without depleting your savings or the available funds on your line of credit

Owner Occupied/Investment Real Estate

If your business plan calls for you to purchase or construct a building for your own use, with additional rental/lease space for other concerns to generate additional revenue, First Federal Savings Bank is your first stop for competitive financing options.

We also offer attractive loan options for single-family real estate investors. From purchase, through renovation, to sale, count on us for your financing needs.

Working Capital Lines of Credit

Working Capital Lines of Credit are carefully designed for the specific needs of your business. A Working Capital Line of Credit is the ultimate answer to funding periodic changes in receivables and inventory.

FEATURES

  • Relieve the pressure of short-term cash needs, allowing your business to grow
  • Take advantage of supplier discounts or unexpected opportunities
  • Purchase extra inventory during peak seasons

Small Business Administration

The Small Business Administration (SBA) and First Federal Savings Bank offer favorable rates and flexible terms for qualified small business borrowers.

 

SBA Loans and Loan Guarantees Provide Financing for:

  • Working Capital
  • Equipment purchases
  • Commercial Real Estate purchases with as little as 10% equity provided by the small business owner

The grand opening of our new facility has been the fulfillment of a lot of work and a dream we had years ago.  We would not have made it to completion without the help of many on our team, First Federal being at the top of the list.  Please accept my sincere appreciation for your bank and the relationships that we have been able to foster along the way to this completion.  When we first met on this project, we required a financial partner that could believe in our team and overall business goals, and we found that in your team.  We are very happy to have you guys as our financial partners on this project, among others.

Anonymous Business Customer

Everyone from Mike Head, to Dan Dennison, to the tellers are always friendly and helpful.

Anonymous Business Customer

Your employees are welcoming and helpful.

Anonymous Business Customer

Everyone we have dealt with has been very considerate and helpful.

Anonymous Business Customer

Been a customer for over 20 years with personal and business banking… great bank with great service.

Anonymous Business Customer

I just want to say thanks for all your help as we’ve transitioned our business accounts to First Federal Savings Bank. You all have been great.  One thing that’s been huge is the check scanner Josh set up for us.  We love it!  Hang on to your Treasury Team – they’re all over it!

Dan Pearson - Owner Excel Tool & Die Co

 

Connect with a Commercial Loan Officer

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