Current Rates
CD Specials
Description Minimum APY
91 Day $2,500 4.00%
182 Day $2,500 4.30%
8 Month $500 4.25%
1 Year $500 4.20%
15 Month $500 4.00%
18 Month $500 3.25%
2 Year $500 3.15%
3 Year $500 3.00%
4 Year $500 2.75%
5 Year $500 2.50%
Minimum balance to earn Annual Percentage Yield (APY) is $500 or $2,500 for 91 and 182-day specials. A penalty will be imposed for early withdrawal. Rates subject to change without notice. Rates effective 12/16/2024.
Savings Rates
Description Minimum APY*
Next Generation Savings $100 0.10%
$2,500 0.20%
$10,000 0.30%
$25,000 0.30%
$100,000 0.40%
$250,000 0.50%
Christmas Club $25 0.10%
Christmas Club accounts require $25 minimum to open. Penalty may be imposed for early withdrawal.
Personal Checking Rates
Description Minimum APY*
Next Generation Checking $0 0.10%
$10,000 0.15%
$100,000 0.25%
Health Savings Account $0 0.25%
$10,001 0.50%
$25,001 1.00%
$50,001 1.25%
$75,001 1.50%
Money Market Rates
Description Tier APY*
Money Market $1,000 0.12%
$10,000 0.15%
First Choice Money Market $10,000 0.15%
$25,000 0.20%
$75,000 0.25%
$150,000 0.35%
$250,000 0.50%
Business Checking Rates
Description Tier APY*
Community First Checking $0 0.10%
Description Rate
Earnings Credit Rate 0.10%
APY refers to Annual Percentage Yield based on simple interest and assumes reinvestment of paid dividends. Fees could reduce earnings. Rates effective as of 11/22/2022 and are subject to change without notice.
