Current Rates
CD Specials
Description Minimum Annual Percentage Yield (APY)
91 Day $2,500 4.00%
182 Day $2,500 4.25%
8 Month $500 4.20%
1 Year $500 4.10%
15 Month $500 3.50%
18 Month $500 3.25%
2 Year $500 3.30%
3 Year $500 3.20%
4 Year $500 2.95%
5 Year $500 2.50%
Minimum balance to earn Annual Percentage Yield (APY) is $500 or $2,500 for 91 and 182-day specials. A penalty will be imposed for early withdrawal. Rates subject to change without notice. Rates effective 3/6/2025.
Savings Rates
Description Tier Annual Percentage Yield (APY)
Next Generation Savings $0 - $99 0.00%
$100 - $2,499 0.10%
$2,500 - $9,999 0.20%
$10,000 - $24,999 0.30%
$25,000 - $99,999 0.30%
$100,000 - $249,999 0.40%
$250,000 + 0.50%
Christmas Club $25 + 0.10%
Christmas Club accounts require $25 minimum to open. Penalty may be imposed for early withdrawal. Next Generation Savings accounts require $100 minimum to open.
Personal Checking Rates
Description Tier Annual Percentage Yield (APY)
Next Generation Checking $0 - $9,999 0.10%
$10,000 - $99,999 0.15%
$100,000 + 0.25%
Health Savings Account $0 - $10,000 0.25%
$10,001 - $25,000 0.50%
$25,001 - $50,000 1.00%
$50,001 - $75,000 1.25%
$75,001 + 1.50%
Money Market Rates
Description Tier Annual Percentage Yield (APY)
Money Market $0 - $999 0.00%
$1,000 - $9,999 0.12%
$10,000 + 0.15%
First Choice Money Market $0 - $9,999 0.00%
$10,000 - $24,999 0.15%
$25,000 - $74,999 0.20%
$75,000 - $149,999 0.25%
$150,000 - $249,999 0.35%
$250,000 + 0.50%
Business Checking Rates
Description Tier Annual Percentage Yield (APY)
Community First Checking $0 0.10%
Description Rate
Earnings Credit Rate 0.10%
APY refers to Annual Percentage Yield based on simple interest and assumes reinvestment of paid dividends. Fees could reduce earnings. Rates effective as of 1/01/2025 and are subject to change without notice.
