Whether you are refinancing for debt consolidation, home improvements, or to get a better rate/term, the Easy Refi has minimal closing costs and great rates to help you achieve your goals. An Easy Refi is a fixed-rate, first-lien loan with multiple term options.

A Home Equity Installment Loan is a fixed-rate loan with a fixed monthly payment that can be used for any need such as consolidating bills, adding an addition to your home, paying for tuition, and more! Home Equity installment loans are available in multiple term options.

Unlock the power of your home’s equity for your financial needs with a Home Equity Line of Credit.  A Home Equity Line of Credit (HELOC) is the best way for you to access the equity in your home to fund your ongoing financial needs. Interest will be paid only on the amount borrowed at any given time. A HELOC allows you to borrow up to 90% of the appraised value of your home. The proceeds can be repaid and then reused for the life of the loan. Perfect for those “what-if” situations!

Want to add on to your house? Our Home Improvement Program (HIP) is the tool you have been looking for. Designed like a Construction loan, the HIP loan is for those wishing to add on to their existing home. The HIP loan is a one-time close and the interest rate is locked during the application process. During the improvement phase, you will make interest-only payments. Once all funds have been disbursed and work is complete, you will begin paying principal and interest payments.