Loan Rates

Unlock your financial potential with our competitive loan rates.

Loan Rates

 

Mortgage Rates

RateAPR
Medical Professional7.250%7.311%
15 Year Fixed¹6.625%6.721%
20 Year Fixed¹6.875%6.952%
30 Year Fixed¹7.000%7.060%
Construction¹7.250%7.368%
Turn-Key¹7.250%7.311%

All rates and terms are accurate as of 12/20/2024 and subject to change without notice. The above Annual Percentage Rates (APR) assume a 20% down payment with a loan amount of $200,000. A $200,000 0-point 30-year mortgage at a 7.000% interest rate will have an APR of 7.060% and a $1,330.60 monthly principal and interest payment. 1Private Mortgage Insurance (PMI) required for loans with a loan-to-value (LTV) of 80.01% or higher.

 

Auto Loans1

YearRate as low as* APR as low as*
2023-New6.750%7.562%
20227.000%7.814%
20217.250%8.065%
20207.500%8.316%
20197.750%8.567%
2018 & Older8.250%9.070%

All rates and terms are accurate as of 12/20/2024 and subject to change without notice.  1These rates and APRs assume a $20,000 loan amount.  A $20,000 automobile loan at a 6.750% interest rate for 36 months with a $200 document preparation fee, a $35.00 VSI Insurance fee, and a $7.00 Digital Titling Fee will have an APR of 7.562% and a $615.72 monthly payment.

Loans are subject to credit and collateral approval.

Ask about our additional loan products including, but not limited to:

  • Home Equity
  • Jumbo
  • Millennia
  • Government programs including FHA, VA, USDA
  • Lot or Land
  • Swing
  • First-Time Homebuyer
  • 80-10-10
  • Boat, Motorcycle, or RV