Loan Rates
Mortgage Rates
| Rate | APR | |
|---|---|---|
| 15 Year Fixed¹ | 6.375% | 6.470% |
| 20 Year Fixed¹ | 6.375% | 6.451% |
| 30 Year Fixed¹ | 6.875% | 6.934% |
| Construction¹ | 7.250% | 7.368% |
| Turn-Key¹ | 7.250% | 7.311% |
All rates and terms are accurate as of 02/21/2025 and subject to change without notice. The above Annual Percentage Rates (APR) assume a 20% down payment with a loan amount of $200,000. A $200,000 0-point 30-year mortgage at a 6.875% interest rate will have an APR of 6.934% and a $1,313.86 monthly principal and interest payment. 1Private Mortgage Insurance (PMI) required for loans with a loan-to-value (LTV) of 80.01% or higher.
Auto Loans1
Year Rate as low as* APR as low as*
2024-New 6.750% 7.562%
2023 7.000% 7.814%
2022 7.250% 8.065%
2021 7.500% 8.316%
2020 7.750% 8.567%
2019 & Older 8.250% 9.070%
All rates and terms are accurate as of 02/21/2025 and subject to change without notice. 1These rates and APRs assume a $20,000 loan amount. A $20,000 automobile loan at a 6.750% interest rate for 36 months with a $200 document preparation fee, a $35.00 VSI Insurance fee, and a $7.00 Digital Titling Fee will have an APR of 7.562% and a $615.72 monthly payment.
Loans are subject to credit and collateral approval.
